About Us

Meet Your Mortgage Team!

Evan
Evan Einhorn
President & Loan Officer
After 8 years in the real estate and mortgage industry, Evan founded Modern Home Lending with simple goals of offering great service and competitive rates. He is a local to Arizona and a W. P. Carey School of Business (ASU) graduate. As an avid traveler, you'll often catch him exploring the southwest and traveling across the US in his free time.
Bruce
Bruce Ladzinski
Loan Officer
Native to Illinois, Bruce has spent over a decade here in the valley of the sun. He has worked on the retail, wholesale, and broker side of the mortgage industry. On weekends, you'll often find him exploring the outdoors and all that Arizona has to offer. Bruce's golf game is also one to be rivaled.
Steven DeBiase
Loan Officer
Originally from New Jersey, Steve has called Arizona home since 2014. After years in finance and sales, he is excited to focus his talents into home lending. Steve expresses his passion for people and kids by running a local lacrosse club and volunteering with youth hockey. When he isn't doing those things, he is likely enjoying the Arizona outdoors with his wife, 2 boys and dog, Jersey.
Cynthia Mincolla
Loan Officer
Cynthia is a native New Yorker and has called the Valley her home since 2000. She has served as a police officer and had a long career in the legal industry. She became a Realtor in 2013 and has enjoyed helping families find their homes in partnership with her REALTOR® husband. In her off time, Cynthia enjoys time with her husband, son, and lots of beagles.
Aaron Sees
Aaron Sees
Loan Officer
With 20+ years in the mortgage industry, it's no wonder Aaron Sees has successfully completed multiple transactions for many of his clients. Since leaving Minnesota in 1993, Aaron has been in the heart of the Valley of the Sun mortgage industry. As a mortgage originator for Finance of America Mortgage, Aaron and his team will work tirelessly to assist you in choosing the right mortgage option. Attention to detail is what you can come to expect with Aaron in your corner.
Steven Rabinowitz
Steven Rabinowitz
Loan Officer
Originally from Southfield, Michigan, Steve moved to the Valley of the Sun in July of 1998. Having spent the last 25 years in the mortgage industry, Steve has met many extraordinary people and established life -long relationships with his clients. He believes there is nothing more gratifying than helping people with one of the most important transactions of their life, buying a home! His commitment and dedication to his clients and his passion for their well-being is what makes him extremely valuable to our team.
Andrew Fisher
Andrew Fisher
Loan Officer & Processor
Born in Florida, Andrew moved to Arizona at a young age and calls Phoenix home. He is currently a Corporal in the United States Marine Corps Reserves at Luke Air Force Base. He is also a college student. Outside of work, Andrew enjoys working on gaming computers, as well as various cars, trucks, and motorcycles.
Sabrina Goldfarb
Sabrina Goldfarb
Loan Officer & Processor
Born and raised in Scottsdale, Sabrina now calls San Diego home. Since joining Modern Home Lending in 2020 she has learned a lot processing and became a licensed Originator in 2021 (CA license coming soon.) Outside of work she loves to travel in her camper van, live an active lifestyle (boxing and yoga are her favorite), and adventure with her dog, Palmer.
Robert Ramos
Robert Ramos
Loan Officer
Robert is originally from California, but raised in Arizona. He's a college student and enjoys hanging out with family (he's a new father!) and playing video games in his free time. Robert wanted to get in the mortgage industry to help find the best solution for people to become homeowners.
Daniel Fischpan
Loan Officer
From his time at Apple to Merrill Lynch Daniel has always been customer centric. The financial knowledge gained in his career as a financial analyst and advisor puts him in a unique position to easily identify best solutions for his clients. Daniel enjoys speaking with his clients and providing exceptional service. His passions including tennis, chess, photography, and playing the piano.
Dave Whitlach
Loan Officer
Dave has been in the Mortgage / Finance industry for 25+ years. He enjoy sharing knowledge and experience with his clients and referral partners. It's very important to provide a transparent and efficient mortgage process, for all. His goal is to always provide the very best information so that decisions can be made with confidence and ease. The Modern Home Lending Team is committed to integrity, empowerment, and trust.
Vince
Vince Arlia
Executive Assistant
A Los Angeles born transplant who has lived in Phoenix most of his life, Vince is an Arizona State University graduate who has been in Mortgage Lending since 2012. He is process oriented, has an eye for detail, and is a skilled graphic designer. He's also an avid photographer, specializing in headshots, family portraits, and weddings. When he's not working, he loves to explore new cities with his wife & son.
Tony Potts
Marketing Director
Tony was born and raised in Phoenix and he is a graduate of Arizona State University. He has been involved in marketing since 2013, doing everything from SEO to video production. He's excited to use his talents to help people discover Modern Home Lending. Outside of work he is an actor, filmmaker, and co-founder of Crunch Time & SmallDance Collective.
Audrey Ross
Loan Processor
Born in Wyoming, Audrey moved to Arizona at a young age and has since called Arizona home. She brings over a decade of experience working all sides of the mortgage industry from servicing to originating. In her spare time she enjoys spending time with her husband, 3 kids and 2 dogs!