A VA mortgage is intended to enable veterans and members of the armed forces afford to purchase a home and is insured by the Department of Veterans Affairs (VA). Veterans, active duty service members, and select surviving spouses may be eligible for a VA mortgage.  Qualified borrowers can take advantage of a variety of advantages offered by VA mortgages, such as lower credit standards compared to conventional loans and no necessity for PMI (private mortgage insurance) or a down payment. Borrowers must fulfill specific conditions, such as having served in the military for a specific amount of time and obtaining a VA certificate of eligibility, in order to qualify for a VA mortgage. We can help see if you qualify!