Debt Service Coverage Ratio (DSCR) Loans
Buying an investment property? Looking to get qualified with no personal income?
What is a DSCR Investor Loan?
If you're buying an investment property and don't qualify for the standard conventional loans OR you're looking for a loan with less documentation, a DSCR might make sense. A debt service coverage ratio (DSCR) loan uses no personal income to qualify and focus solely on the rental income vs the proposed rental expense.
Why use a DSCR Loan?
Why use a DSCR Loan?
Benefits of an DSCR Loan
Benefits of an DSCR Loan
No personal income verification needed (no paystubs, tax returns, etc)
No personal income verification needed (no paystubs, tax returns, etc)
Allows you to build your investment portfolio no matter how many loans you have
Allows you to build your investment portfolio no matter how many loans you have
Options for Long Term Rental and Short Term Rental qualification
Options for Long Term Rental and Short Term Rental qualification
Can be easier to qualify for although rates can be slightly higher than conventional loans
Can be easier to qualify for although rates can be slightly higher than conventional loans
Evan and his team were quick, efficient, and communicative throughout my refinance. Highly recommend Modern Home Lending to any future or current home owner!
![](https://framerusercontent.com/images/jOejeqfUICEuhsUV3r74RLi5Qys.png)
Dylan Lesan
1.
Tailored Mortgage Assessment
Request a custom analysis for your situation
2.
Preapproval
We’ll send details on your pre-approval along with different DSCR loan options
3.
Select Your Ideal Mortgage Solution
Review the different options to see what makes sense for you
4.
Close in Under 30 Days
We start the loan process and close in well under 30 days (on average)
1.
Tailored Mortgage Assessment
Request a custom analysis for your situation
2.
Preapproval
We’ll send details on your pre-approval along with different DSCR loan options
3.
Select Your Ideal Mortgage Solution
Review the different options to see what makes sense for you
4.
Close in Under 30 Days
We start the loan process and close in well under 30 days (on average)
1.
Tailored Mortgage Assessment
Request a custom analysis for your situation
2.
Preapproval
We’ll send details on your pre-approval along with different DSCR loan options
3.
Select Your Ideal Mortgage Solution
Review the different options to see what makes sense for you
4.
Close in Under 30 Days
We start the loan process and close in well under 30 days (on average)
Get a No-Cost Quote in
Just 30 Seconds!
Get a No-Cost Quote in
Just 30 Seconds!
Modern Lending, LLC DBA Modern Home Lending
NMLS#1738930 | AZMB#0947744 | CO#1738930
| GA#1738930 | FL#MBR4862
Reach out to us
4250 N Drinkwater Blvd #300
Scottsdale, AZ 85251
info@modernhomelending.com
© 2023 Mordern home lending All Rights Reserved.
Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender.
If you would like additional assistance or have accessibility concerns, please contact info@modernhomelending.com
Modern Lending, LLC DBA Modern Home Lending
NMLS#1738930 | AZMB#0947744 |
CO#1738930 | GA#1738930 |
FL#MBR4862
© 2023 Modern Home Lending. All Rights Reserved.
Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender.
If you would like additional assistance or have accessibility concerns, please contact info@modernhomelending.com
Modern Lending, LLC DBA Modern Home Lending
NMLS#1738930 | AZMB#0947744 |
CO#1738930 | GA#1738930 |
FL#MBR4862
Reach out to us
4250 N Drinkwater Blvd #300 Scottsdale, AZ 85251
info@modernhomelending.com
© 2023 Mordern home lending All Rights Reserved.
Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender.
If you would like additional assistance or have accessibility concerns, please contact info@modernhomelending.com