Renovation Loans
How do renovation loans work? A renovation loan allows you to finance certain renovation and repair costs. This is ideal …
HELOC: Home Equity Line of Credit
What is a HELOC? A HELOC is a Home Equity Line of Credit. HELOC’s are a little bit different than …
What is a Seller Prorated Tax Credit?
Seller Prorated Tax Credit If we decide to escrow your taxes and insurance, the lender will collect some money from …
What are Escrow Accounts?
What are escrows and how do lenders decide how much to collect? Escrowing your taxes and insurance means that you …
How Do Rate Locks Work?
Most people typically lock in their rate early in the process. For most lenders, you can lock in a rate …
Credit Scores
Credit scores can be a daunting thing, which is why we’re here to help make sense of it all. Your …
How to Get 2 VA Loans
What’s A VA Loan? The VA loan is provided through the Department of Veterans Affairs. It is arguably the best …
Principal Reduction
What is a Principal Reduction? A principal reduction happens in some unique situations where there is too much credit. If …
FHA Self Sufficiency Rule
What is the fha self sufficiency rule? The FHA Self Sufficiency Rule applies to FHA borrowers looking to finance a …
Buying Multifamily Housing with Low Down Payment
Is multifamily housing right for you? We are constantly told that investing in real estate can help build long term …