The FHFA Has Eliminated Their Adverse Market Refinance Fee
When COVID-19 first started impacting the market, the Federal Housing Finance Agency (FHFA) introduced an Adverse Market Refinance Fee. According …
De-Mystifying Mortgage Rates
Shopping around to different lenders to find the perfect mortgage is crucial. As mortgage brokers, we’re here to do the …
How to Build Equity in Your Home
Equity is essentially how much of your home you actually own. That includes your down payment and all of your …
What To Do After Forbearance
The global pandemic we’re facing is unprecedented and has affected billions of lives around the world. During these times, many …
Why You Need to Consider Refinancing
Everyone’s mortgage situation is different, but refinancing is a great option for a lot of people right now. There are …
Renovation Loans
How Do Renovation Loans Work? A renovation loan allows you to finance certain renovation and repair costs. This is ideal …
HELOC: Home Equity Line of Credit
What is a HELOC? A HELOC is a Home Equity Line of Credit. HELOC’s are a little bit different than …
What is a Seller Prorated Tax Credit?
Seller Prorated Tax Credit If we decide to escrow your taxes and insurance, the lender will collect some money from …
What are Escrow Accounts?
What are Escrows and How do Lenders Decide How Much to Collect? Escrowing your taxes and insurance means that you …
How Do Rate Locks Work?
Most people typically lock in their rate early in the process. For most lenders, you can lock in a rate …