What are Escrow Accounts?
What are escrows and how do lenders decide how much to collect? Escrowing your taxes and insurance means that you…
How Do Rate Locks Work?
Most people typically lock in their rate early in the process. For most lenders, you can lock in a rate…
Credit Scores
Credit scores can be a daunting thing, which is why we’re here to help make sense of it all. Your…
How to Get 2 VA Loans
What’s A VA Loan? The VA loan is provided through the Department of Veterans Affairs. It is arguably the best…
Principal Reduction
What is a Principal Reduction? A principal reduction happens in some unique situations where there is too much credit. If…
FHA Self Sufficiency Rule
What is the fha self sufficiency rule? The FHA Self Sufficiency Rule applies to FHA borrowers looking to finance a…
Buying Multifamily Housing with Low Down Payment
Is multifamily housing right for you? We are constantly told that investing in real estate can help build long term…
How a 19.99% Down Payment Could Be Better than 20%
Down Payment Most everyone has heard at some point that if you’re buying a home, you should put 20% down.…
How to Get Your Offer Accepted
So you put in an offer on a home The market is extremely hot right now, with lots of potential…
How Are Mortgage Rates Determined?
First, What is a rate? When we say “Rate,” what we actually mean is “Interest Rate.” Simply, this is the cost…