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escrow accounts

What are Escrow Accounts?

What are escrows and how do lenders decide how much to collect? Escrowing your taxes and insurance means that you…

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escrow accounts

How Do Rate Locks Work?

Most people typically lock in their rate early in the process. For most lenders, you can lock in a rate…

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credi scores

Credit Scores

Credit scores can be a daunting thing, which is why we’re here to help make sense of it all. Your…

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VA loans

How to Get 2 VA Loans

What’s A VA Loan? The VA loan is provided through the Department of Veterans Affairs. It is arguably the best…

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Principal Reduction

Principal Reduction

What is a Principal Reduction? A principal reduction happens in some unique situations where there is too much credit. If…

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fha self sufficency rule

FHA Self Sufficiency Rule

What is the fha self sufficiency rule? The FHA Self Sufficiency Rule applies to FHA borrowers looking to finance a…

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multifamily housing

Buying Multifamily Housing with Low Down Payment

Is multifamily housing right for you? We are constantly told that investing in real estate can help build long term…

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19.99% Down Payment

How a 19.99% Down Payment Could Be Better than 20%

Down Payment Most everyone has heard at some point that if you’re buying a home, you should put 20% down.…

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how to get your offers accepted

How to Get Your Offer Accepted

So you put in an offer on a home The market is extremely hot right now, with lots of potential…

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Mortgage Rates

How Are Mortgage Rates Determined?

First, What is a rate? When we say “Rate,” what we actually mean is “Interest Rate.” Simply, this is the cost…

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