Renovation Loans
How do renovation loans work? A renovation loan allows you to finance certain renovation and repair costs. This is ideal…
HELOC: Home Equity Line of Credit
What is a HELOC? A HELOC is a Home Equity Line of Credit. HELOC’s are a little bit different than…
What is a Seller Prorated Tax Credit?
Seller Prorated Tax Credit If we decide to escrow your taxes and insurance, the lender will collect some money from…
What are Escrow Accounts?
What are escrows and how do lenders decide how much to collect? Escrowing your taxes and insurance means that you…
How Do Rate Locks Work?
Most people typically lock in their rate early in the process. For most lenders, you can lock in a rate…
Credit Scores
Credit scores can be a daunting thing, which is why we’re here to help make sense of it all. Your…
How to Get 2 VA Loans
What’s A VA Loan? The VA loan is provided through the Department of Veterans Affairs. It is arguably the best…
Principal Reduction
What is a Principal Reduction? A principal reduction happens in some unique situations where there is too much credit. If…
FHA Self Sufficiency Rule
What is the fha self sufficiency rule? The FHA Self Sufficiency Rule applies to FHA borrowers looking to finance a…
Buying Multifamily Housing with Low Down Payment
Is multifamily housing right for you? We are constantly told that investing in real estate can help build long term…