The Difference Between APR & Interest Rate
The Difference between APR and Interest Rate Interest rate is the monthly rate that you pay on your remaining balance…
HomeReady® and HomePossible®
What is HomeReady® and HomePossible®? HomeReady® and HomePossible® are two versions of conventional mortgage programs. Both programs aim to serve…
Rate Lock Explained
10 Rate Lock Questions Explained What is a rate lock? A rate lock occurs at some point during the loan…
Facts About Property Taxes in AZ
When are Taxes Due in Arizona? And When are they Paid? Property taxes in Arizona are due twice a year…
How Big of a Down Payment Do I Need?
What is a Down Payment? Usually when you purchase a house you have to pay a certain percentage of the…
Mortgage Breakdown
Mortgage Breakdown When you borrow money to buy a house, you have to make monthly payments to pay off your…
How to Get Qualified for a Loan
How to Get Qualified for a Loan Buying a home is a huge step in any person’s life. It…
How We Can Beat a New Home Builder’s Incentive
Why do builder’s offer incentives to use their mortgage lender? A new home builder has a lot at stake with…
How does a mortgage broker save a consumer money?
Broker vs Banker – Money Savings When we represent you and your loan, the mortgage lenders compete to earn your…